April 20, the last course of "Internet banking training for executives"(the first phase) was held in room 702 in the Academic Hall. In the module of the morning, Yang Yifu, founder and vice president of the "Peer-to-peer Lending" site first introduced the development of P2P model and the main modes of foreign countries, following which was the comparison with the current status of China. This analyzed the promising prospect of P2P lending services in China as the representative of Internet banking. Then, Yang presented the mode of operation of the Internet micro-lending platform and highlighted its potential in credit services with his personal entrepreneurial experience.

In the afternoon module, Yi Huan Huan, deputy director of the Hong Yuan Institute, struck terror and summarized the current three important factors including the rapid development of virtualization process, the high-speed popularity of mobile Internet and the underdeveloped financial formats by studying large data. He informed the disruptive impact of the financial industry with the combination of Alibaba marketing case, Goldfinger events and personal description of the Internet on personal experience personal life. After that, he also predicted the disruptive pattern and format of future financial reconstruction by the combination of the big data era and Internet industries.

At 16:30, the class graduation ceremony of "Internet banking training for executives"(the first phase) was formally convened. First, vice dean Zhang Xueyong gave a summary statement to this course, and showed gratefulness to those leaders of the industry who were invited to lecture and those actively participated in courses. Subsequently, Li Hongzhao, the principal of Credit Card Center of Huaxia Bank and the representative of participants, summarized the harvest of this course as well as delivering her personal perspective of future direction of traditional financial industry and Internet finance industry by her personal banking business experience. Finally, Zhang Xueyong, the vice president and Yi Huanhuan, the deputy director issued certificates of completion to all participants and they posed for pictures. So far, the "Internet banking training for executives"(the first phase) by the Finance School of Central University of Finance and Economics was successfully accomplished.